SNAp Finance
No Credit Needed. Shop Now, Pay Later.
Get what you need today with Snap Finance.
Bad credit? No credit? Bankruptcies? We say YES when others say no. Snap Finance provides lease-to-own financing that looks beyond your credit score to help you get the tires, wheels, or auto repairs you need to stay on the road.
Why Snap Finance is Different
Traditional lenders focus on your past. Snap Finance focuses on your future. We provide an accessible way for you to shop now and pay over time.
- No Credit Needed: We use a proprietary process that considers your income and checking account history, not just your FICO score.
- Instant Decisions: Apply in seconds and get an answer immediately.
- High Approval Rates: We approve up to 80% of applicants.
- Flexible Ownership: Choose the payment plan that fits your budget.
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a monthly income of at least $1,000
- Have an active checking account
- Provide a valid email address and smartphone number
- With approvals up to $5,000², don’t wait – get what you need today with Snap!
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.
